Elementary Insurance Agency

“SR-22” is just a technical term for proof of insurance. A SR-22 verifies the purchase of vehicle insurance coverage required by the state for reinstatement of driving privileges. We will discuss the nuts and bolts of a SR-22, why it’s required, and what it's going to cost you.  The Essentials About SR-22 Insurance An SR-22 financial responsibility certificate may be required for up to three years for driving without insurance or driving with a suspended license. The state of Florida requires SR22 insurance coverage of $10,000 to $20,000 for bodily injury and $10,000 for property damage and can be required for situations such as: excessive points on your driver’s license, having no bodily injury protection on their auto insurance policy when they caused an accident with bodily injury, and others. Why would I need a SR-22 Restricted License? The requirement to have an SR-22 is usually associated with: Several traffic offenses DUIs, DWIs or other serious moving violations License sus...

Whether you’ve moved into a new home or you’ve been rooted for many years taking the time to review your policy is a simple way to ensure you're properly covered. As your life changes your insurance coverage should change with it. From renovations and new purchases to updated appliances, make sure there are no gaps in your coverage. Here are some ideas you can consider when renewing your insurance policies: