Elementary Insurance Agency

It is important to state that it is the insured’s right to change their insurance carrier at any time for any reason. For example, changing could save money and reduce mortgage payments.  What is an escrow account? An escrow account is an account where the mortgage lender will keep a small portion of each mortgage payment and use it towards the insured’s homeowners insurance and any property taxes. Mortgage companies require an escrow account to verify there are adequate funds for the payments.  The decision to get an escrow account is up to the mortgage lender and the insured, it will determine if the payments are automatic or if the insured wants to make payments themselves.  If the insured decides to switch insurance carriers, ensure the mortgage company has adequate notice of the insurance change in order to redirect any funds. If the insured switches during a policy term, the prior insurance company will owe for the unused premium, which is sent directly to the insu...

Insurance Awareness Day has been created in order to encourage people to go over their insurance plan on this day. Elementary wants to encourage our policyholders to think about the other insurance products we provide. Also, we would love to encourage you to encourage a friend, relative, or colleague to call us and get their insurance quotes.  Our Products      Referring Another We at Elementary hope you are confident enough in us as your agent or potential agent that you would do us the pleasure of referring us to someone you know needs us. We would love to make the entire family a part of our family here at Elementary.  Here is an informational video from Insurance Information Institute with insurance tips for you: https://www.iii.org/insuranceindustryblog/national-insurance-awareness-day/ It's easy to celebrate Insurance Awareness Day by Preventing and Protecting with a proper Policy! Call us for a Quote Elementary is focused on helping you increase ...

We want you to trust us enough with the things in life that are most important. Home insurance products are a way Elementary can insure that you and yours are always covered. Elementary offers several different home products for our customers. Homeowners, Renters, Condo, and Mobile home are our main home products. Homeowner  Homeowner's insurance is planned to provide coverage in the event of a covered loss for the following: Your home, other structures on your property, your personal belongings, loss of use of your home, personal liability and medical payments to others. Renters Renter's insurance is property insurance that provides coverage for a policyholder’s belongings, liabilities, and possibly living expenses in case of a loss event. It’s available to persons renting or subletting a single family home, apartment, duplex, condo, studio, loft, or townhouse. Condo Condo insurance protects everything inside your condo, including coverage for your personal possessions and dwe...