Elementary Insurance Agency

  Umbrella insurance gives policyholders extra insurance beyond the limits and coverages of their existing policies.Umbrella policies can protect your assets from; lawsuits, medical bills, injuries, etc. If your homeowners or auto insurance’s limit is not high enough to cover an incident, an umbrella policy can help. What can an umbrella policy cover? Here are some scenarios: If you are responsible for a car accident You cause a 15-car accident and your auto insurance property damage coverage can only replace a certain number of victims' vehicles. Your personal liability coverage is also not high enough to pay for their medical bills. Someone gets injured on your property Your teenage daughter throws a party at your house while you’re out of town. Someone brings alcohol to the party, and one of the guests injures himself by jumping off the roof. H is parents decide to sue you for the damages and the underage drinking. If your dog bites someone Your dog runs out of the house and ag

  James Johnson of Ground Zero Mold and Home Inspections confirms "getting a wind mitigation is a great way to save “big” on your home owners insurance. Many clients are confused on what a wind mitigation is. A wind mitigation has nothing to do with a pass or fail. It has everything to do with how much money can you save. As a home owner that’s what we like to hear." Here at Elementary Insurance Agency, we are dedicated to making insurance simple for all and that's why we're excited to share the specifics on wind mitigations with the help of a certified professional field inspector. What is the Purpose of a Wind Mitigation Inspection? A wind mitigation report tells insurance companies how stable a home's roof is against strong winds. Events such as wind storms or hurricanes may cause damage to the construction. If your home has strong features, it reduces the chance of loss. The process involves an inspection from a certified inspector. In Florida, the inspectio