Posts

May is Motorcycle Month

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Grab the handlebars ladies and gentlemen. May is motorcycle month! Take the bike out for a long ride for us. Nearly 30% of all specialty vehicles are uninsured, underinsured, or require tailored coverage. We at Elementary want our bikers to feel covered always and we do not just mean wearing your brain bucket. Elementary offers Motorcycle insurance so while you are riding free, we hope you are stress free. Before we discuss the coverages we can provide, let’s talk about the recommended safety precautions you as riders need to consider.  CHECK YOUR BIKE BEFORE RIDING - Be sure to check the tires and wheels, controls, lights, fluids, chassis and stands before hopping on the bike.   BE A DEFENSIVE RIDER - Avoid riding in another driver’s blind spot, for instance, and don’t stay behind a large truck, where others may not see you.   AVOID ROAD HAZARDS - A motorcycle can be more prone to skids and bumps in the road because bikes have less contact with the pavement.   PERFORM MOTORCYCLE M

Auto Products

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While our customers are on the move, Elementary wants them not to worry about coverage. We want our drivers to be covered whether they are operating a car, motorcycle, RV/trailer, boat, atv, and even a golf cart. Here’s all the information on all the products Elementary offers. Auto Auto insurance covers damages to your vehicle, injuries to others, burglary, vandalism, running into an animal, glass fractures, meteorological conditions, etc.  Motorcycle Motorcycle insurance includes bodily injury and property damage liability, uninsured motorist, comprehensive and collision protection, and medical payments. RV/Trailer RV insurance protects your vehicle if it’s damaged in an accident and in other events beyond your control. It protects the RV owner against liability lawsuits and medical payments. Boat Boat insurance covers damage to your boat, motor, trailer, and personal items in the boat . It protects the boat owner against liability lawsuits and medical payments. Boat insurance

Earth Day

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Earth Day is an annual event to demonstrate support for environmental protection. First held on April 22, 1970, the first Earth Day was focused on the United States. In 1990, Denis Hayes, the original national coordinator in 1970, took it international and organized events in 141 nations. Learn more about the history and current status of Earth Day here .   Online Billing    On Elementary’s website , all the carriers we cover have ways that bills can be paid either online or on the phone. The links are available under the “ About Us ” tab inside the “Our Carriers” section. Find your carrier and either call or make a payment online in order to slim down the paper usage.  Green Tips We at Elementary would like to give some green tips for our customers in order to promote Earth Day. Some of the tips are green home tips and others are green lawn tips. It is awesome if homes are eco-friendly and have energy-saving features. Some homes, if you are a new buyer, are “Leadership in Energy and E

Home Products

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We want you to trust us enough with the things in life that are most important. Home insurance products are a way Elementary can insure that you and yours are always covered. Elementary offers several different home products for our customers. Homeowners, Renters, Condo, and Mobile home are our main home products. Homeowner  Homeowner's insurance is planned to provide coverage in the event of a covered loss for the following: Your home, other structures on your property, your personal belongings, loss of use of your home, personal liability and medical payments to others. Renters Renter's insurance is property insurance that provides coverage for a policyholder’s belongings, liabilities, and possibly living expenses in case of a loss event. It’s available to persons renting or subletting a single family home, apartment, duplex, condo, studio, loft, or townhouse. Condo Condo insurance protects everything inside your condo, including coverage for your personal possessions and dwe

Let Us Cover Your Pets

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Pet Health Insurance   Elementary knows that your furry four-legged friends are super important. We also know it can be high-risk if your animals are uninsured because of costly vet bills. We at Elementary want our customers to have peace of mind that their best friends are always covered.  Few Furry Facts In 2015, over 43 million households owned either a dog or a cat. A 12% increase of insured animals took place in 2014.  Some vet bill averages: $2,488 for surgery to remove an ingested foreign object $3,292 for surgery to remove bladder stones $760 for treatment of allergies $8,280 for cancer treatments $5,082 for exploratory surgery to remove ingested foreign object $1,301 for hospitalization due to vomiting  Veterinary expenditures increased by 4.7% from 2015 to 2016 Pet Insurance Coverage You’ll be able to choose from a range of different annual limits, deductibles, and reimbursement percentages. You'll also have the freedom to choose any licensed veterinarian, specialist, or

Spring Home Maintenance

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With April being Lawn and Garden Month it is a great time to get back outside and check up on your property’s exterior to ensure its condition. Check the roof - Check for damages from the winter months and make necessary repairs for the possibility of leaks. Also, check for buildup of leaves and debris. Clean out the gutters - Clean the leaves thoroughly out of the gutters and downspouts to keep water flow. This reduces the possibility of water damage Inspect the concrete - Repair any cracks or broken/uneven surfaces on the walkways and driveways.  Check outside faucets - Make sure all outside faucets are working and not causing water damage. Inspect the air conditioning unit - Make sure the unit is not being blocked by any debris buildup. Contact a professional if the blockage is extensive.  Give the deck some attention - Provide the deck with all necessary restorations to prevent injury or house damage. Repair and reseal woodwork - Cracks and openings can hurt the woodwork of

The Ins and Outs of Flood Insurance Quotes

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Floods can happen anywhere! Know that one inch of floodwater can cause up to $25,000 in damage. Flood insurance is a separate policy than homeowners or renters that can cover buildings, the contents inside, or both.  The damage from a flood is not covered under a standard homeowner's policy. Flood insurance is a special policy that is federally backed by the National Flood Insurance Program (NFIP) and available for homeowners, renters and businesses.