FR-44 Certificate of Financial Responsibility
Florida requires a FR-44 Insurance certificate state filing for drivers who have been convicted of a DUI or a DWI. FR44 Insurance is a financial responsibility insurance certificate and requires minimum limits for liability of $100,000/$300,000 for bodily injury and $50,000 for property damage. If the FR-44 Certificate is not maintained, the Department of Motor Vehicles can suspend driving privileges, ability to register vehicles in the state, and prevent the obtaining of state decals. Motorcycle owners are also required to file a FR-44 Insurance Certificate. The Breakdown How long do I need one? The State of Florida decides the exact time limit case by case but in most cases it is a three year period. How much does it cost? Insurance prices are determined by factors like age, location, driving record, and claims history. The most accurate rate will be requesting a quote from an insurer. What information do I need on hand? Firstly, you will need your driver’s lic...