SR-22 Restricted License
“SR-22” is just a technical term for proof of insurance. A SR-22 verifies the purchase of vehicle insurance coverage required by the state for reinstatement of driving privileges. We will discuss the nuts and bolts of a SR-22, why it’s required, and what it's going to cost you.
The Essentials About SR-22 Insurance
An SR-22 financial responsibility certificate may be required for up to three years for driving without insurance or driving with a suspended license.
The state of Florida requires SR22 insurance coverage of $10,000 to $20,000 for bodily injury and $10,000 for property damage and can be required for situations such as: excessive points on your driver’s license, having no bodily injury protection on their auto insurance policy when they caused an accident with bodily injury, and others.
Why would I need a SR-22 Restricted License?
The requirement to have an SR-22 is usually associated with:
Several traffic offenses
DUIs, DWIs or other serious moving violations
License suspension or revocation
Violations for failure to maintain the mandatory insurance coverage required in your state.
Does it Cost Anything?
If you have an insurance policy, an SR-22 certificate is still going to be a separate cost. SR-22 Insurance prices are determined by many different factors including age, location, driving record and claims history. Please request a quote to get the most accurate rate. Based on your case number, payment for your SR-22 certificate may be required to be paid in full or a payment plan can be arranged if allowed.
Obtaining a SR-22
Contact your insurance agent for more SR-22 information. Your agent can tell you the SR-22 and liability insurance requirements in your state. If you are uninsured, an agent can help you with obtaining insurance and then assist with the information SR-22 certificate.
In addition to your driver’s license number and vehicle details, please provide us with your case number so that we can have the SR-22 insurance form issued correctly.
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