SR-22 Restricted License


“SR-22” is just a technical term for proof of insurance. A SR-22 verifies the purchase of vehicle insurance coverage required by the state for reinstatement of driving privileges. We will discuss the nuts and bolts of a SR-22, why it’s required, and what it's going to cost you. 


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The Essentials About SR-22 Insurance


An SR-22 financial responsibility certificate may be required for up to three years for driving without insurance or driving with a suspended license.

The state of Florida requires SR22 insurance coverage of $10,000 to $20,000 for bodily injury and $10,000 for property damage and can be required for situations such as: excessive points on your driver’s license, having no bodily injury protection on their auto insurance policy when they caused an accident with bodily injury, and others.


Why would I need a SR-22 Restricted License?


The requirement to have an SR-22 is usually associated with:

  • Several traffic offenses

  • DUIs, DWIs or other serious moving violations

  • License suspension or revocation

  • Violations for failure to maintain the mandatory insurance coverage required in your state.

Does it Cost Anything?


If you have an insurance policy, an SR-22 certificate is still going to be a separate cost. SR-22 Insurance prices are determined by many different factors including age, location, driving record and claims history. Please request a quote to get the most accurate rate. Based on your case number, payment for your SR-22 certificate may be required to be paid in full or a payment plan can be arranged if allowed.




Obtaining a SR-22 


Contact your insurance agent for more SR-22 information. Your agent can tell you the SR-22 and liability insurance requirements in your state. If you are uninsured, an agent can help you with obtaining insurance and then assist with the information SR-22 certificate. 


In addition to your driver’s license number and vehicle details, please provide us with your case number so that we can have the SR-22 insurance form issued correctly.



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