Business & Commercial Products
While you are at work, Elementary wants our customers to have peace of mind that if anything happens to their property we will be there. We at Elementary are working to make work safer for our customers. Two of our main products available are Business insurance and Commercial Auto insurance.
Business insurance
What kind of insurance does an LLC need? Many enterprises select a limited liability company, or LLC, as their form of business structure. For the most part, your personal assets are off-limits under an LLC, and you can only be held liable for the debts and obligations of the business itself.
Commercial Property
Commercial property insurance can protect your business against everything from a minor hiccup to a major loss.
For example:
A fire could destroy your building and the contents inside
A burst water pipe could damage valuable documents
A storm could damage your outdoor sign
Whether you own your freestanding building, lease an office or work at home, business property insurance protects your business' physical assets
General Liability
General liability insurance, also known as business liability insurance, is a type of insurance policy that helps protect businesses from claims that happen as a result of normal operations. Business liability insurance typically provides coverage to small businesses for bodily injuries, medical payments, advertising injuries and more.
Umbrella
Umbrella insurance provides a layer of liability protection that goes further than your vehicle and home policy, meaning it covers claims those policies can’t. Sometimes known as personal liability coverage, umbrella insurance is intended for claims that have substantial financial loss at stake.
Worker's Compensation
Worker's compensation insurance, also called workers' comp insurance, helps cover medical expenses and lost wages for small business owners if an employee is injured or becomes sick. This coverage can include rehabilitation services and death benefits too. Workers' compensation insurance is also called workman's compensation or workman's comp.
Commercial Auto
Commercial auto covers damage to company vehicles and also protects when there are bodily injuries on the driver or passengers of the company's vehicle. This insurance covers: Auto liability, medical payments, collision coverage, comprehensive coverage, uninsured motorist coverage
Call us for a Quote
Elementary is focused on helping you increase your savings, raising your deductible, providing you with discounts and applying credit as much as possible. Learn more about Elementary homeowners insurance products, or if you’re ready to take the next step, call (813) 212-8505 for a FREE no obligation quote.
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